Prestwicke Care Club

Preventive dental care without insurance complexity

A 12-month in-office membership from Prestwicke Dental for self-pay individuals and families without dental insurance, with included preventive services and preferred pricing on eligible treatment.

  • No insurance waiting periods
  • No insurance deductibles
  • No insurance claim forms

The Prestwicke Care Club is a 12-month in-office membership care agreement, not dental or health insurance. Benefits apply only at Prestwicke Dental and only while membership is active. Covered services cannot be submitted to insurance. Membership fees, included services, preferred pricing, eligibility, cancellation, refunds, exclusions, renewal, and all other terms are governed by the written agreement, which controls if website information differs.

Membership Options

Compare Care Club membership options

Each plan includes defined ongoing care and preferred pricing on eligible treatment performed at Prestwicke Dental, subject to the written membership agreement.

  • Child Membership

    $299 per year

    Dependent under age 16 at enrollment or renewal

    • Two routine professional cleanings
    • Two doctor examinations, as clinically appropriate
    • Diagnostic intraoral X-rays when clinically necessary and within the limits stated in the membership agreement
    • One problem-focused emergency examination and one clinically necessary intraoral X-ray
    • Preferred pricing on eligible treatment under the applicable loyalty level

    Included services and preferred pricing apply only while membership is active and are subject to the current written membership agreement.

    Services provided under the membership agreement cannot be submitted to dental insurance. Exclusions and eligibility rules apply.

  • Featured Plan

    Adult Membership

    $399 per year

    Patient age 16 or older who is appropriate for routine preventive cleanings

    • Two routine professional cleanings
    • Two doctor examinations, as clinically appropriate
    • Diagnostic intraoral X-rays when clinically necessary and within the limits stated in the membership agreement
    • One problem-focused emergency examination and one clinically necessary intraoral X-ray
    • Oral cancer screening as part of an examination when clinically appropriate
    • Preferred pricing on eligible treatment under the applicable loyalty level

    Included services and preferred pricing apply only while membership is active and are subject to the current written membership agreement.

    Services provided under the membership agreement cannot be submitted to dental insurance. Exclusions and eligibility rules apply.

  • Perio Maintenance Membership

    $599 per year

    Patient diagnosed with periodontal disease and determined to be appropriate for periodontal maintenance

    • Three periodontal maintenance visits
    • Two doctor examinations, as clinically appropriate
    • Diagnostic intraoral X-rays when clinically necessary and within the limits stated in the membership agreement
    • One problem-focused emergency examination and one clinically necessary intraoral X-ray
    • Preferred pricing on eligible treatment under the applicable loyalty level

    Included services and preferred pricing apply only while membership is active and are subject to the current written membership agreement.

    Services provided under the membership agreement cannot be submitted to dental insurance. Exclusions and eligibility rules apply.

  • Family Membership

    $1,200 per year

    Two adults and up to two dependents under age 16 at enrollment or renewal who live in the same household

    • Adult Membership preventive services for two eligible adults
    • Child Membership preventive services for up to two eligible dependents
    • Diagnostic intraoral X-rays when clinically necessary and within the limits stated in the membership agreement for each covered member
    • One problem-focused emergency examination and one clinically necessary intraoral X-ray for each covered member
    • Preferred pricing on eligible treatment under the applicable loyalty level for each covered member

    Included services and preferred pricing apply only while membership is active and are subject to the current written membership agreement.

    Services provided under the membership agreement cannot be submitted to dental insurance. Exclusions and eligibility rules apply.

Additional eligible dependent

$220 per eligible child per year

Additional dependent under age 16 at enrollment or renewal who lives in the same household

The Prestwicke Care Club is a 12-month in-office membership care agreement, not dental or health insurance. Benefits apply only at Prestwicke Dental and only while membership is active. Covered services cannot be submitted to insurance. Membership fees, included services, preferred pricing, eligibility, cancellation, refunds, exclusions, renewal, and all other terms are governed by the written agreement, which controls if website information differs.

Loyalty Savings

Preferred pricing increases with continuous membership

Eligible treatment performed at Prestwicke Dental receives the preferred-pricing level associated with each consecutive membership year.

  1. Year 1

    10%

    off eligible treatment

  2. Year 2

    12%

    off eligible treatment

  3. Year 3 and later

    15%

    off eligible treatment

How loyalty levels work

  • The loyalty level is based on continuous, uninterrupted Care Club membership.
  • Advancement to the next loyalty level requires renewal without a lapse; reenrollment after cancellation is governed by the current agreement.
  • Preferred pricing applies only to eligible treatment provided while the membership is active.
  • Savings are not retroactive and do not apply to membership fees or services already included in the plan.

Eligibility, exclusions, renewal, cancellation, and continuity rules are governed by the current Prestwicke Care Club Membership Agreement.

Why Care Club

Clear terms for self-pay dental care

The Care Club is a direct membership agreement for defined services and preferred pricing through Prestwicke Dental—not dental or health insurance.

  • Benefits Begin When Active

    Included services become available after enrollment is accepted and the annual fee is paid, subject to clinical appropriateness and the written agreement.

  • No Insurance Deductible

    Because the Care Club is not insurance, there is no insurance deductible. Services not included in the plan are paid separately.

  • No Insurance Annual Maximum

    The program does not use an insurance annual maximum. Included services and preferred pricing remain subject to eligibility and exclusions.

  • No Insurance Claims

    Services provided under the membership agreement are handled directly and cannot be submitted to dental insurance by the patient or the practice.

  • Loyalty-Based Preferred Pricing

    Eligible treatment receives the applicable preferred-pricing level, which may increase with continuous annual membership.

  • Defined Pricing and Services

    The annual fee, included services, and applicable preferred-pricing terms are stated in writing before enrollment.

  • Clear 12-Month Term

    Each membership is a 12-month direct-care agreement. Renewal, cancellation, and refund terms are governed by the written agreement.

  • Care Through Prestwicke Dental

    Membership services are provided only at the location identified in the agreement, and all recommendations remain based on clinical need.

The Prestwicke Care Club is a 12-month in-office membership care agreement, not dental or health insurance. Benefits apply only at Prestwicke Dental and only while membership is active. Covered services cannot be submitted to insurance. Membership fees, included services, preferred pricing, eligibility, cancellation, refunds, exclusions, renewal, and all other terms are governed by the written agreement, which controls if website information differs.

At a Glance

How Care Club differs from dental insurance

The Prestwicke Care Club is a direct membership agreement. Dental insurance terms vary by carrier and policy, while Care Club services and pricing are governed by its written agreement.

  • Program type

    Traditional dental insurance
    Third-party dental coverage governed by the insurance policy
    Prestwicke Care Club
    A direct agreement with Prestwicke Dental—not dental or health insurance
  • Effective date and waiting periods

    Traditional dental insurance
    Effective dates and waiting periods vary by plan
    Prestwicke Care Club
    Included services become available after enrollment is accepted and the annual fee is paid
  • Deductible

    Traditional dental insurance
    Deductibles and cost-sharing vary by plan
    Prestwicke Care Club
    No insurance deductible; the annual membership fee and separate charges for non-included care apply
  • Annual maximum

    Traditional dental insurance
    Many plans limit the amount paid toward covered services each benefit year
    Prestwicke Care Club
    No insurance annual maximum; included-service limits, eligibility rules, and exclusions still apply
  • Insurance claims

    Traditional dental insurance
    Claims are submitted and processed under the plan's rules
    Prestwicke Care Club
    Neither the patient nor the practice may submit covered membership services to an insurer
  • Provider and location

    Traditional dental insurance
    Network participation and out-of-network benefits vary by plan
    Prestwicke Care Club
    Membership services are provided through Prestwicke Dental at the location identified in the agreement
  • Included services

    Traditional dental insurance
    Covered services, frequencies, exclusions, and patient costs vary by policy
    Prestwicke Care Club
    Specific included services and frequencies are defined by the selected membership and written agreement
  • Other treatment pricing

    Traditional dental insurance
    Allowed fees and the patient's share vary by plan and procedure
    Prestwicke Care Club
    The applicable loyalty-level preferred pricing applies only to eligible treatment

Dental insurance benefits vary. Patients should review their policy or contact their carrier to verify coverage, exclusions, waiting periods, network rules, deductibles, and annual maximums.

The Prestwicke Care Club is a 12-month in-office membership care agreement, not dental or health insurance. Benefits apply only at Prestwicke Dental and only while membership is active. Covered services cannot be submitted to insurance. Membership fees, included services, preferred pricing, eligibility, cancellation, refunds, exclusions, renewal, and all other terms are governed by the written agreement, which controls if website information differs.

How It Works

From plan review to active membership

Four clear steps to request and begin a Prestwicke Care Club membership.

  1. Compare Membership Options

    Review the included services, eligibility requirements, annual fees, and limitations for each membership.

  2. Request Enrollment

    Contact Prestwicke Dental. Our team will confirm initial eligibility and whether an examination is needed before enrollment can be accepted.

  3. Review the Written Agreement

    Review the included services, exclusions, 12-month term, cancellation and refund provisions, then accept the agreement and pay the annual fee.

  4. Use Your Active Membership

    Request included visits and receive the applicable preferred pricing on eligible treatment while membership is active. All care remains based on clinical need.

An enrollment request does not activate membership or guarantee eligibility. Membership benefits begin only after enrollment is accepted and the annual membership fee is paid, subject to the written agreement.

Questions & Answers

Prestwicke Care Club FAQ

Clear answers about eligibility, included care, insurance, renewal, cancellation, and membership savings.

Is the Prestwicke Care Club dental insurance?
No. The Prestwicke Care Club is a 12-month in-office membership care agreement offered directly by Prestwicke Dental. It provides only the services and preferred pricing described in the written agreement and is not dental or health insurance.
Who can join?
The Care Club is intended primarily for self-pay patients without dental insurance. Eligibility depends on the selected plan and the current membership agreement. A comprehensive examination may be required to determine whether a routine preventive or periodontal membership is clinically appropriate.
Can I use the membership with dental insurance?
No insurance claim may be submitted for a service provided under the membership agreement. Care Club benefits cannot be combined with dental insurance benefits for the same service, and other discounts or promotions apply only when expressly allowed by the written agreement.
When do benefits begin?
Benefits begin after enrollment has been accepted, the written membership agreement has been completed, and the applicable annual membership fee has been paid, subject to any effective-date terms in that agreement.
Are there waiting periods, deductibles, claims, or annual insurance maximums?
The Care Club is not insurance, so it does not use insurance deductibles, claim forms, waiting periods, or annual insurance maximums. The included services, frequency limits, exclusions, and preferred-pricing rules in the membership agreement still apply.
Does membership renew automatically?
The membership term is 12 months. Renewal availability, pricing, notice, payment, and any automatic-renewal terms are governed by the agreement in effect at renewal and applicable law. Review the renewal notice before authorizing another term.
Can family members join?
Yes. Individual Child, Adult, and Perio Maintenance memberships are available. The Family Membership is designed for two eligible adults and up to two eligible dependents under age 16 at enrollment or renewal who live in the same household. Additional eligible dependents may be added under the current agreement.
What happens when a child turns 16?
Child-plan eligibility is reviewed at enrollment and renewal. A dependent who is age 16 or older at renewal must transition to an eligible Adult Membership or another clinically appropriate option under the current agreement.
Are deep cleanings or periodontal maintenance included in the Child, Adult, or Family plans?
No. The routine cleanings listed in those plans do not include scaling and root planing, periodontal maintenance, or other periodontal therapy. Patients diagnosed with periodontal disease must receive the clinically appropriate care and may qualify for the Perio Maintenance Membership.
What does the emergency benefit include?
The benefit includes one problem-focused emergency examination and one clinically necessary intraoral X-ray during the active membership term. Treatment is separate and receives the applicable loyalty savings only when it is an eligible service under the agreement.
Are membership fees refundable?
Cancellation and any refund of unearned direct fees are handled according to the written membership agreement and applicable Illinois law. Services already received, discounts already used, and other earned portions of the membership may affect the amount, if any, that remains unearned.
Can I cancel my membership?
Yes. A patient may terminate an in-office membership care agreement at will by providing written notice to the dental care provider. The effective date, provider termination conditions, and any refund of unearned direct fees are governed by the written agreement and applicable Illinois law.
Do unused included services carry over?
No. Unless the written agreement expressly states otherwise, unused services expire at the end of the membership term and do not carry forward or convert to cash, credit, or a refund.
What treatments receive membership savings?
Only eligible treatment provided by Prestwicke Dental while the membership is active receives the applicable loyalty savings. Membership fees, included services, specialist care, products, prescriptions, and services excluded by the written agreement do not receive the discount.

The Prestwicke Care Club is a 12-month in-office membership care agreement, not dental or health insurance. Benefits apply only at Prestwicke Dental and only while membership is active. Covered services cannot be submitted to insurance. Membership fees, included services, preferred pricing, eligibility, cancellation, refunds, exclusions, renewal, and all other terms are governed by the written agreement, which controls if website information differs.

This agreement does not provide health insurance coverage, including the minimal essential coverage required by applicable federal law. It provides only the services described herein. It is recommended that health care insurance be obtained to cover dental services not provided for under this in-office membership care agreement.

The current written membership agreement is available from our office before enrollment.

Ready to explore the Prestwicke Care Club?

Request information about a 12-month direct-care membership with defined included services and preferred pricing on eligible treatment through Prestwicke Dental.

An enrollment request does not activate membership or guarantee eligibility. Our team will confirm eligibility and provide the written agreement for review.

The Prestwicke Care Club is a 12-month in-office membership care agreement, not dental or health insurance. Benefits apply only at Prestwicke Dental and only while membership is active. Covered services cannot be submitted to insurance. Membership fees, included services, preferred pricing, eligibility, cancellation, refunds, exclusions, renewal, and all other terms are governed by the written agreement, which controls if website information differs.

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